Manly Warringah Credit Union  

News & Special Offers

Introducing
Fixed Rate Home Loans


We are pleased to announce our new Fixed Rate Home Loan, giving you even more flexibility when it comes to tailoring your mortgage just the way you want it.

With a rapid succession of interest rate rises, now could be the time to fix the rate on all or part of your home loan. You’ll know exactly how much you need to pay each month to help you budget, and at the same time you could protect yourself from future interest rate rises as well.

You can fix your full loan amount or split your loan as part fixed and part variable. With a competitive interest rate you can borrow from $100,000 to $900,000 with a term of anywhere up to 30 years.

The Fixed Rate Home Loan locks the rate in for 3 years. At the end of this fixed rate period, the interest rate reverts to the Standard Variable Rate, or you can fix it for a further period.

Our Fixed Rate Home Loan has no monthly account keeping fee, no annual fee, and no restrictions on extra or lump sum payments^. There’s also a redraw facility (conditions apply) so you can access your advance payments if you need to.

If you’d like to find out more about our flexible home loan solutions, call 1300 13 1964 and talk to our helpful staff.

* Terms and conditions, fees and charges and approval conditions apply. ^Break costs apply.





You won't find cheaper Car Loans anywhere

Car Loans now at Home Loan Rates

With home loan interest rates at historic lows, we are now offering a great opportunity to buy (or refinance) a car at our best ever Car Loan interest rate.

That's because we are now doing Car Loans at our standard variable Home Loan interest rate. This incredible offer is available for new cars or a used car up to 3 years old. But it is a very, very special offer and is only available until 31 March 2010. With a low interest rate of 6.59% pa* (comparison rate 6.80% pa ) this offer is available to purchase a motor vehicle or to refinance your current loan from another lender!

We'll give you a fast answer, and there are no restrictions on making extra repayments or penalties for paying your loan out early. Our Redraw facility means you can withdraw any extra repayments whenever you need to. So why not make the most of this great offer and simply apply on-line or call us today on 1300 131 964.

*Terms & conditions and approval conditions apply. Offer available for new applications or to refinance an existing loan from another lender. Subject to the annual percentage rate being not less than the standard variable home loan rate as at 09 October 2009 throughout the term of the loan. *Comparison rate based on a secured loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Offers ends 31st of December 2009 and subject to change without notice. Refer to Comparison Rate Schedule available at www.mwcu.com.au. for current rate.


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